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Become Your Husband's Hero

This post was featured at Mom Is Teaching.

How can you become like Michael Jordan or James Bond in your husband's eyes? You may not have an amazing vertical leap, but you have what it takes to really 'wow' him. How can you become your husband's hero? Make smart moves with your money. Nothing will impress him more than showing him how you are using your money to make your lives easier and more rewarding. Here are three things you can do that will have your husband saying, 'You're my hero!'

Start saving regularly. It's been said that a woman can spoon more money out of the house than a man can shovel in. Basically, don't fritter away money...try to hang on to it! Women do more than 80% of the discretionary spending in the US, and thus, you have the power to save money by not spending it.

It's true that you must spend some money, but ask yourself (and answer yourself honestly) if you really need to spend all that you do. Your (honest) answer will be 'no,' and so you will be able to save at least a bit of money each month. To make it even easier to save, set up an automatic deposit into a savings account each month (just call your bank, or check online.) You won't even notice that the money is gone if you never see it.

Even if you can only save $50 a month, by this time next year that will be $600! $600 that you didn't have saved before! If you can save even more, you will be that much more delighted to report to your hubby that you have a nice chunk of money socked away. And when you tell him, he will probably look pleasantly surprised, dumbfounded, or just haul off and kiss you.

Create a retirement plan. A goal is just a wish until it's written down, and your retirement is just a dream until you have a plan. Take the time today to ponder what you want when you retire. Each time you are waiting at a stop light today, ask yourself, 'What is going to happen when I retire?' Later, write down the things that matter most to you, and what it will take to get them(example: I want to take one trip per year, so I will need $6000 set aside per year for travel.)

Next, look at the total needed for your retirement. Then decide how you will get to that total. Will you save up the entire amount? Will you save some and invest for the rest? Will you accumulate a part of it and work part time in your retirement? The options are as diverse as the retirees. Once you have your retirement plan outlined, pursue it!

Create an investment plan. This one will really blow him away. Use the money you are now regularly saving to invest as you see fit. What is more wonderful than earning money without having to actually do any work? That's right; make your money work instead!

If you don't know a thing about investing, don't be scared. You can be a great investor. You just need to learn a few things to do it. A great place to start is a website called The Motley Fool. Click on their 'Investing' tab, then 'Basics,' and start reading away! If you prefer something more hands-on, pick up the book 'Investing For Dummies' by Eric Tyson. Both of these resources will give you a great start.

Do a bit at a time, no need to be rash. Just telling your husband that you plan to begin investing will delight him, and when you have your plan in motion...well, he'll probably be kissing your feet in adoration!

If you don't have a clue where to start, but really want to be a hero to your husband (and yourself!), sign up for our system and get step-by-step guidance for your money. Just like that, you're on your way to being a real Super Woman.

2 comments:

Anonymous said...

Please read comments: http://boards.live.com/Lifestyleboards/thread.aspx?threadid=516765

The Simple Nickle said...

An interesting conversation over there at the message board. I suppose this post could have been titled, 'Become Your Spouse's Hero' and worked as well.