Lack of savings and too much debt are the biggest conflicts among couples.
--The Allianz Women, Money and Power Study, 2006
Welcome to The Simple Nickle!
The Simple Nickle is a free web-based program to help you easily understand and control your finances in less than 15 minutes a day! We'll guide you step-by-step; it's as easy as checking your email! We'll also give you easy-to-understand financial education starting with the most basic aspects.
Gross? Net? What in the world do these words have to do with your money?
A look at your pay stub will show your pay divided into these categories: gross pay and net pay. Let's look closer at these seemingly unrelated terms.
Have you ever thought...
- Why is my credit card bill so high?
- I want to invest, but I don't know a thing about it.
- Shoot, my (car died, fridge broke, spouse got laid off, etc). Where will I get the money to pay for that?
- Everyone talks about retirement, but why does it matter to me now?
- I have so much debt, and I'm sick of it!
- I'm tired of living paycheck to paycheck.
- How can I earn more money?
- I need to spend less money.
- How in the world do I get ready for retirement?
- Why is it that the more I spend, and the more stuff I get, the worse I feel?
- I owe so much money, and it's overwhelming.
- When I see everything that those around me have, I feel poor and deprived.
- I wish someone could just tell me what is best to do with my money.
Many of us think these thoughts every day. Our money is our enemy, rather than our friend. It is our greatest source of stress, and even fear. Our finances are out of control, and we lack the will and education to change that. Well, no longer! You--yes, you!--can whip your money into shape! You can make it work for you, rather than against you. You can learn to let go of your fears and preconceptions about money...the very things that are keeping you from becoming wealthy. And we can help you!
Our simple SYSTEM will Save YourSelf Time, Energy, and Money. We'll send you emails with simple steps to guide you to financial security. We make it easy by coming right to you. Each step takes less than 15 minutes...you have 15 minutes today! Go for it! In less than the time it takes you to eat breakfast, you could be on your way to solutions to the problems above. What have you got to lose? Only fear, stress, and worry.
This year, resolve to fix your finances! Together, we can do it.